Insurance and Payment Information
Insurance / Payment Details
Health Plans - We are currently par with:
Blue Cross / Blue Shield
Medicaid– wait list may apply
More to come in 2016 and 2017– stay tuned!
Know Your BC/BS PPO Plan
This is the smartest thing you can do! Having an insurance card does not mean everything will be paid for! Be a good
consumer and research your insurance plan. Find out what your plan covers and doesn’t cover for speech-language evaluation and therapy. Know how much your deductible, co-pay and co-insurance amounts are so you can be prepared financially.
Deductibles, Co-Pays, Co-Insurance, and Non-Covered Services
Each insurance policy has its particular parameters but most coverage will involve at least one, if not all four of these patient responsibilities. Each of these are separate items and having responsibility for one does not eliminate responsibility for others
A deductible is a set dollar amount that you must pay before your insurance company assumes responsibility. The deductible amount is set by your employer and is due at each visit or when you receive a statement from us.
A co-pay is an amount you must pay at each visit as specified by your insurance carrier. The amount of the co-pay is set by your employer and is due
at each visit.
A co-insurance is a percentage of the charge your employer has determined to be your responsibility. The actual dollar amount is based on the amount allowed by your insurance carrier after any contractual adjustments. The co-insurance amount is due at each visit or when you receive a statement from us.
Not all services may be covered by your insurance. We will be notified by your insurance company once they have processed your claim and these charges will be turned over to your responsibility.
Payment for non-covered services is due when you receive a statement from us.
Other Forms of Payment
Private Pay: Payment is due at the time of service or when you receive a statement from us
Private Pay with a non-par insurance reimbursing you: If you have an insurance that we do not par with, services must be privately paid at the time of service. We can, however, file the claim for you as a courtesy. If the service is covered by your insurance provider, they would reimburse you directly.
Scholarship/sliding fee/payment plan: Click here for an application!
We’re Here To Help
If you have further questions about these insurance and payment details, please contact our office by calling (630) 652-0200.